FAQs
Over the years, we’ve been asked lots of questions, some more than others. So we brainstormed and identified the ones we answer most frequently, then developed this helpful FAQ page. But don’t worry—you can always reach out to us to talk to a real person at any time!
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About Blue Skye
Our Products
- What loan products do you offer?
- Do you have financing for first-time homebuyers?
- Do you offer Florida’s Hometown Heroes Program?
- Do you have financing for vacation or second homes?
- Do you offer HELOCs or second mortgages?
- Do you do refinances?
- Do you have debt consolidation loans?
- Do you have loans for self-employed borrowers?
- I am retired. Can I qualify for a loan?
Rates
Credit
- How important is it to have a good credit score?
- What is considered a “good” credit score?
- What if something is incorrect on my credit report?
- Will it hurt my credit score if multiple lenders pull my credit?
- How do you choose which credit score to use?
- Can I still get a loan if I have bad credit?
- Does checking my credit score hurt it?
- Which factors impact a credit score?
- Will closing a credit card hurt my credit score?
- Is paying off my credit card early good for my credit score?
- How much of my total credit should I use?
- How can I find out my credit score?
- Why is the credit score different when mortgage company pulls it?
- Is it a good idea to pay off my credit card debt with the equity in my home?
- How can I improve my credit score?
More Questions?
We’re constantly adding to our FAQ page, but we encourage you to contact us if you have a question that remains unanswered. Don’t worry, we’re here to help (and not to give you a mortgage sales pitch)!