If you checked your credit report and found something that doesn’t look right, don’t panic. It’s common for credit bureaus to make mistakes or for identity theft to happen, but there are ways to amend the situation. You can file a dispute with credit bureaus by contacting them directly, along with evidence. Bear in mind that each credit bureau independently compiles its own credit report, so you’ll need to contact them separately if all their reports contain false information.

Here is how to reach the credit bureaus if you would like to report an error:

EXPERIAN
PO BOX 2002
ALLEN, TX 75013
888-397-3742
www.experian.com/reportaccess

TRANSUNION
PO BOX 2000
CHESTER, PA 19016
800-916-8800
transunion.com/myoptions

EQUIFAX
PO BOX 740241
ATLANTA, GA 30374
800-685-1111
www.equifax.com/fcra