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Will it hurt my credit score if multiple lenders pull my credit?

In general, if a lender pulls your credit, it counts as a “hard inquiry” and shows up on your credit report, which can negatively impact your credit score. Following this logic, more pulls can hurt your credit score. However, credit bureaus often group multiple inquiries within a short space of time together, so they count as a single inquiry —especially when it comes to car and home loans. The exact process followed depends on the credit scoring model used.

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