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Smooth Loan Approval Tips

TIPS FOR A SMOOTH LOAN APPROVAL

Lenders are required to confirm that the information you provided at application is still valid and true when it comes time to close. For instance, it is not unusual for your employment and credit to be re-checked right before closing. With that in mind, we have put together a list of "Do's and Don'ts" help ensure a smooth closing.

             DO:

  • DO continue making your mortgage or rent payments
  • DO stay current on all existing accounts
  • DO keep working at your current employer
  • DO continue to use your credit as normal
  • DO call us if you have any questions

             DON’T:

  • DON’T make a major purchase (car, jewelry, furniture, appliances, etc.)
  • DON’T apply for new credit or open a new credit card
  • DON’T transfer any balances from one account to another
  • DON’T pay off charge offs or collections without discussing it with us first
  • DON’T close any credit card accounts
  • DON’T change bank accounts
  • DON’T pack your financial records until your loan is fully approved
  • DON’T take out a new loan
  • DON’T start any home improvement projects

 

Blue Skye Lending
8130 Lakewood Main Street, Suite 205, Lakewood Ranch, FL  34202
Office:  (941) 256-8420
Fax:  (866) 803-6341
info@blueskyeloans.com
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