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Mortgage Checklist

Thank you for choosing Blue Skye Lending for your mortgage needs! Our goal is to provide you with superior customer service throughout the entire loan process. Your assistance in providing us with critical information will assist us in making this a smooth and efficient loan process. Following is a list of items that we will need in order to process your loan:

 Income:

  • Copies of your two most recent paystubs with Year-To-Date earnings
  • Copies of your W-2s for last two years
  • Copies of last two years of Federal Tax Returns, all schedules
  • Contact name and phone number to verify employment
  • For Social Security income, a copy of your most recent annual Social Security Benefits letter
  • For pension income, a copy of your most recent pension awards letter

 Assets:

  • Copies of last 2 month’s bank statements, all pages
  • Copies of most recent statements of investment accounts (401k, mutual funds, etc.), all pages

 Identification:

  • Copy of driver’s license for all borrowers, must be legible
  • Copy of Social Security card for all borrowers
  • Name and number of apartment complex/landlord for verification of rent

 For Purchases:

  • Copy of fully executed Sales Contract
  • Copy of cancelled Earnest Money Deposit check, front and back, when it clears your account
  • For short sales, Approval Letter from Seller’s lender(s) - 1st and 2nd lien holders
  • Name of Homeowner’s Insurance Agent you will be using (we can recommend one to you if you do not have one)

 For Refinances:

  • Copy of your most recent mortgage statement for us to obtain a payoff
  • Copy of the first page of your Homeowner’s Insurance policy
  • Copy of your Owner’s Title Policy to receive a re-issue credit
  • Copy of your survey
Blue Skye Lending
8130 Lakewood Main Street, Suite 205, Lakewood Ranch, FL  34202
Office:  (941) 256-8420
Fax:  (941) 256-8421
info@blueskyeloans.com
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